Last Updated: May 18, 2023
This Investment Advice and Risk Disclosure (“Disclosure”) document pertains to Babylon Asset Management, LLC (“We”, “Us”, “Our”, “Babylon”). Please read this document carefully as it contains important information concerning the risks associated with investing in our private credit fund.
1. No Investment Advice
The information provided on our website, and in any other communication from or related to Babylon, does not constitute investment advice, financial advice, trading advice, or any other type of advice, and should not be treated as such. The content provided is purely for informational purposes and is not intended to be relied upon for making investment decisions.
2. Investment Risk
Investing in private credit funds, including Babylon, involves a high degree of risk, including but not limited to:
a) Market Risk: The possibility that the market values of assets will decline.
b) Liquidity Risk: The risk stemming from the lack of marketability of an investment that cannot be bought or sold quickly enough to prevent or minimize a loss.
c) Interest Rate Risk: The risk that the value of fixed-income investments will decline due to rising interest rates.
d) Credit Risk: The risk that a borrower or counterparty will not meet its obligations in accordance with agreed terms.
e) Operational Risk: The risk of loss resulting from inadequate or failed internal processes, people and systems, or from external events.
3. No Guarantee of Return
Investing in private credit funds is speculative and involves substantial risk, including the possible loss of the amount invested. There is no guarantee that the investment objectives of Babylon will be achieved, or that return expectations will be met. Past performance is not indicative of future results.
4. Third-Party Information
Babylon may present data from third-party sources. We do not guarantee the accuracy, completeness, or usefulness of this information and disclaim all liability arising from, or relating to, your use of such information.
5. Tax Consequences
Investing in private credit funds may result in tax consequences. Consult your personal tax advisor for information about the tax implications of an investment in Babylon.
6. Regulatory Changes
Changes in laws or regulations governing private credit funds may adversely affect the performance of Babylon.
7. Performance Calculation Methods
The methods Babylon uses to calculate performance information can vary from the methods used by other entities and may produce different results.
8. No Offer or Solicitation
The information provided does not constitute an offer to sell or a solicitation of an offer to buy any securities. An offer or solicitation will be made only through a final private placement memorandum, subscription agreement, and other related documents.
9. Severability
In the event that any provision of this Disclosure is determined to be unlawful, void, or unenforceable, such provision shall nonetheless be enforceable to the fullest extent permitted by applicable law.
10. Contact Us
For further inquiries or clarifications, please contact us at: info [a][t] Babylon Assets [dot] com.
Please note that investing in private credit funds involves risk, including the risk of total loss. You should carefully consider your investment objectives and risk tolerance before investing.